Prescription for Change

Health insurance costs a lot. What drives that cost, and who gets all that money? New requirements make sure more of your insurance dollar is spent on care, but that’s not the only cost driver.

Navigating the purchase and use of a health insurance policy could be a lot easier. What are your basic rights, and how should you decide between your available options? Read about changes and improvements you can expect in the coming years.

To stop spiraling health insurance rates, we urge state officials to review rate increases for reasonableness, disclose an insurer’s rate calculations, and give consumers a voice in the review process. Policyholders have saved millions in states with a strong rate review process. Use this information to push for a better rate review process in your own state.

No one expects to be harmed by their health care. Emerging new rules of the road could make you safer. Learn more.